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What is CO-OP® Shared Branching?

What do you do if you need to make a transaction but you're not near a Point Breeze Credit Union office? Or what if a financial emergency pops up while you're on vacation? As a member of the CO-OP® Shared Branch Network, Point Breeze members can bank easily and conveniently, no matter where you are.

So how does CO-OP Shared Branching work? And how can you find a participating branch or Surcharge-FREE ATM when you’re away from home? Watch this video to learn more about this FREE benefit for Point Breeze Credit Union members:

To find a Surcharge-FREE ATM or CO-OP Shared Branch location, visit: Or, just use the Point Breeze Credit Union mobile app to access the GPS locator feature, complete with contact information and driving directions. At Point Breeze Credit Union, we’re never far from where you are!

Some ATM owners may impose a surcharge. Surcharge-free access to CO-OP® Network ATMs is available with a Point Breeze Visa® Check Card only. Surcharge-free means the physical ATM will not charge a fee, but other fees may apply. Point Breeze ATM transactions are always free.