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Cent-sible Gifting: Five Money Themed Holiday Gifts

It seems to happen every year: the holidays sneak up on us, the shopping lists get longer and the challenge to find the perfect gift seems harder. But finding a useful gift doesn’t have to be difficult. Think about helping your loved one(s) spring into the New Year a little more money savvy and financially prepared.

At Point Breeze Credit Union, we’ve put together a list of convenient and sensible gifts for anyone on your list:

Cash

Don’t worry about getting the wrong size or color, cash is a perfect gift for even the pickiest recipients. Add a little more green to the holiday, stop into any one of our locations to pick up a crisp new bill. Just add a card and personalized note.

Point Breeze Credit Union Membership

The gift of membership is perfect for children or grandchildren, to help them begin learning the value of money management. At Point Breeze it’s easy to join and completely free (with a $10 minimum balance)! Our members receive benefits in the form of higher yields on savings, lower loan rates, and fewer and lower fees. By gifting a membership, you’re truly “sharing the wealth!”


Savings Account

Another way to inspire financial literacy this holiday season is setting up your loved one with a Point Breeze savings account. A $10 deposit lets the lucky receiver take advantage of our other products and services. For the children on your list, the Coverdell Education Savings Account helps start them on the right path at any age.

CD

Consider gifting a Certificate of Deposit – the gift that keeps on giving! CDs are safe, stable savings options that earn a fixed dividend rate. Point Breeze’s CDs are offered in different choices of terms, guaranteed a return and perfect for those saving for the future.

UChoose Rewards

Point Breeze credit cards come loaded with great perks. UChoose Rewards gives you a little extra bang for your buck every time you use your Point Breeze Credit Card. Reward points can be used to purchase products, travel, activities, event tickets, music and game downloads—or they can be redeemed for cash back. Gift the UChoose Rewards, or use them to buy holiday presents.