All Point Breeze Credit Union offices will be closed on Monday, January 18, 2021 for Martin Luther King Jr. Day. Enjoy easy access to your accounts via Online Banking, Mobile Banking and AUDRE (Phone Teller). View the full list of 2021 holidays here.
Visit to learn more and track the status of your stimulus payment. You may also set up deposit alerts within online banking to notify you when a deposit is made to your account.  

Business Savings

Build a safety reserve for the unexpected or capital for operating expenses, long-term growth and more, when you open a savings or certificate of deposit account for your business.

Contact UIs or Call 443.589.0440

Business Share Savings Accounts

A Share Savings Account with a minimum balance of $5 is required to establish and maintain credit union membership. Businesses located within 20 miles of any Point Breeze Credit Union office are eligible to join and take advantage of the stability, strength and service that comes with Point Breeze membership. This account entitles your business to take advantage of the many other services Point Breeze Credit Union offers. 
  • No monthly maintenance fees 
  • Pays competitive quarterly dividends
  • Rest easy knowing your savings are federally insured to at least $250,000 by the National Credit Union Administration

Business Certificates of Deposit

Watch your excess capital grow with our Certificate of Deposit options. Business certificates are a great way to earn high yields on long-term funds, save for planned purchases or acquisitions, and improve equity positions.
  • Your choice of terms - 6, 12, 24 or 36 months
  • Guaranteed rate of return for the term
  • 7-day grace period with automatic renewal
  • Dividends are compounded and credited monthly
  • $500 minimum opening balance ($10,000 for jumbo certificates)
  • Funds are federally insured to at least $250,000 by the National Credit Union Administration

Certificate of Deposit Rates

Product APR APY Compounded & Credited Minimum Balance
6 Month Standard CD 0.15% 0.15% Monthly $500
12 Month Standard CD 0.20% 0.20% Monthly $500
24 Month Standard CD 0.30% 0.30% Monthly $500
36 Month Standard CD 0.35% 0.35% Monthly $500
6 Month Jumbo CD 0.15% 0.15% Monthly $10,000
12 Month Jumbo CD 0.20% 0.20% Monthly $10,000
24 Month Jumbo CD 0.30% 0.30% Monthly $10,000
36 Month Jumbo CD 0.35% 0.35% Monthly $10,000
APR=Annual Percentage Rate. APY=Annual Percentage Yield. Rates are subject to change without notice and may change after the account is opened. Minimum balance indicated reflects the minimum to open the account. APY assumes principal and interest remain on deposit for the full term at the quoted rate. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity. Interest earned may be withdrawn at any time without penalty. APY is accurate as of the last dividend declaration.