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Interest Checking

Our Interest Checking Account is an interest bearing account, providing all the great benefits of a traditional checking account and more! Interest Checking offers no minimum balance requirement, no monthly fees and numerous convenient ways to access and manage your account anytime, anywhere.

Interest Checking Account Features:

  • Earn interest (compounded and credited monthly)
  • No minimum balance requirement
  • No monthly maintenance or per check fees
  • Early Deposit™ - Get paid up to 2 days early with direct deposit
  • FREE Visa® Check Card with unlimited signature transactions1
  • Purchase Rewards - Turn everyday purchases into cash
  • Access to nearly 30,000 surcharge-FREE ATMs nationwide2
  • Online Banking with FREE Online Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • Direct Deposit available
  • FREE eStatements
  • Federally insured by NCUA

Request an Interest Checking Account application here.

Some ATM owners may impose a surcharge. 1First four non-Point Breeze ATM and Point of Sale (POS) transactions are free. After four transactions, Point Breeze may charge a nominal transaction fee unless from a FREE Checking or Business Checking account. Signature-based transactions are always free. 2Access to surcharge-free CO-OP® Network ATMs available with the Point Breeze Visa® Check Card only. Surcharge-free means the owners of the physical ATM will not charge a fee, but other fees may apply. Transactions are always free at Point Breeze ATMs when using a Point Breeze ATM or Check Card. Products subject to change.

Shared Branching Callout

Over 5,600 branches coast to coast.

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Visa Credit Card

Get a low-rate Visa® Credit Card with UChoose Rewards®

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