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  • Tuesday, July 4, 2017 - All Point Breeze Credit Union offices will be closed to observe Independence Day. Online Banking, Mobile Banking and AUDRE (Phone Teller) will be available.

Youth Savings

Custodial Savings Accounts

It’s never too early to teach children the importance of saving. A Custodial Savings Account at Point Breeze Credit Union may be the perfect tool to educate your children or grandchildren about financial responsibility. Here’s how it works:

Your child is the account owner1, but a parent, grandparent or other adult (18 years and older) is the custodian of the funds. Your child can make deposits to the account, but only the custodian can make withdrawals. You can help them save for a specific goal or for things they’ll need when they grow up, like a first car or even a college education. You, as the custodian, control the account until the child is 21 years old and the account is turned over.

  • Open with as little as $5
  • Pays competitive quarterly dividends
  • Certificate accounts available
  • Funds are federally insured to at least $250,000 by the National Credit Union Administration

Open an account for each of your children/grandchildren today!

1Child’s Social Security number is required for tax purposes.

Coverdell Education Savings Accounts

Looking for a great way to save for your child's education? The Coverdell Education Savings Account (formerly known as Education IRA) is a nondeductible account that features tax-free withdrawals to pay for your child's education expenses. This account offers you:

  • $2,000 annual contribution limit per child
  • Tax-free earnings
  • Penalty-free withdrawals for qualified education expenses

Stop by your local Point Breeze office or call us at 410.584.7228 to learn more.

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