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Important Information for Point Breeze Members Regarding the Equifax Data Breach

As you may already know, on September 7, 2017 credit reporting company Equifax Inc. announced a cybersecurity data breach that could have impacted about 143 million U.S. consumers.

In its statement, the company said the unauthorized entry occurred mid-May through July 2017, as criminals “exploited a U.S. website application vulnerability” to access files ranging from names, Social Security numbers, birth dates, addresses, and in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 consumers and certain dispute documents, which included personal identifying information, for approximately 182,000 consumers were accessed.



What You Can Do to Protect Yourself


Equifax has set up a website for consumers that will help you identify if your information was affected. It has also said it will send notices by mail to consumers that have had credit card numbers or dispute documents with personal identifying information compromised.

To find out if you are potentially impacted, please go to www.equifaxsecurity2017.com and click on “Potential Impact,” then enter your last name and the last 6 digits of your Social Security number.

Equifax is offering free identity theft protection and credit file monitoring to all U.S. consumers, even if you are not impacted by this incident.

For consumers with additional questions, Equifax has established a dedicated call center. The call center is available daily (including weekends) from 7:00 a.m. – 1:00 a.m. ET by calling 866.447.7559.

You may also obtain information about avoiding identity theft from the Maryland Attorney General’s Office. This office can be reached at:
Office of the State of Maryland Attorney General
200 St. Paul Place, Baltimore, MD 21202

As a Point Breeze Credit Union member, your security and peace of mind is very important to us. We have systems in place to monitor your accounts for unusual or potentially fraudulent activity, however you are your best defense when it comes to protecting yourself from fraud and identity theft. As always, we encourage you to monitor your account statements closely and report any unauthorized charges to us immediately.