Free Checking PLUS+

Earn up to

3.00% APY1

Earn More. Save More.

Earn up to 3.00% APY1 on your account balance
Receive up to $20 each month in ATM fee refunds2
Limit one account per member. Products subject to change. 1APY=Annual Percentage Yield. APR=Annual Percentage Rate. APY is accurate as of 6/14/23. Rates may change at any time. If your account meets all monthly qualifications, you will earn 3.00% APY (2.95% APR) on balances up to $10,000.00 and 0.10% APY (0.09% APR) on balances of $10,000.01 and higher. If your account does not meet all monthly qualifications, you will earn 0.05% APY (0.04% APR) on the entire balance. Please refer to our Rate & Fee Schedule for additional information. 2We will refund up to $20.00 each month in foreign ATM fees if all monthly qualifications are met. Refunds will be deposited into your account no later than the last day of the next month. 3Immediate credit of your direct deposit to your Point Breeze account up to two days early is based upon when we receive your payroll from your employer. Point Breeze Credit Union cannot assume any liability for not depositing these funds to your account early. 4To earn the higher interest rate(s) and foreign ATM fee refunds, you must receive eStatements, have direct deposit(s) of at least $400 per month and complete a minimum of 12 debit card purchase transactions per month using your Point Breeze Visa® Check Card. Both PIN and signature point-of-sale transactions qualify. Returns, refunds and ATM transactions do not qualify. Must be/become a Point Breeze Credit Union member. If you work, worship, are a member of and/or volunteer for an organization located within 20 miles of a branch you and your family are eligible to join.
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