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Free Checking Plus+

Earn up to 3.00% APY1 with no monthly fees.

Call 410.584.7228

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YOU DESERVE MORE

More free. More easy. More money in your pocket. 
  • Earn up to 3.00% APY1 on your account balance
  • Receive up to $20 each month in ATM fee refunds2

EASY MONTHLY QUALIFICATIONS3

  • 12 debit transactions
  • Direct deposit(s) of at least $400
  • Receive eStatements

A checking account that's not just free - it's
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Limit one account per member. Products subject to change. 1APY=Annual Percentage Yield. APR=Annual Percentage Rate. APY is accurate as of 5/13/19. Rates may change at any time. If your account meets all monthly qualifications, you will earn 3.00% APY (2.95% APR) on balances up to $10,000.00 and 0.10% APY (0.09% APR) on balances of $10,000.01 and higher. If your account does not meet all monthly qualifications, you will earn 0.05% APY (0.04% APR) on the entire balance. Please refer to our Rate & Fee Schedule for additional information. 2We will refund up to $20.00 each month in foreign ATM fees if all monthly qualifications are met. Refunds will be deposited into your account no later than the last day of the next month. 3To earn the higher interest rate(s) and foreign ATM fee refunds, you must receive eStatements, have direct deposit(s) of at least $400 per month and complete a minimum of 12 debit card purchase transactions per month using your Point Breeze Visa® Check Card. Both PIN and signature point-of-sale transactions qualify. Returns, refunds and ATM transactions do not qualify.
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