Apply Now
Apply Now
Online Banking
New User  |  Forgot Username or Password?
Apply Now

Our Story

Our Story


Our mission is to provide a superior financial experience. We are people helping people achieve their goals and, as neighbors, we believe that a prosperous community benefits all.


At Point Breeze Credit Union, we aspire to be our members’ preferred financial partner and to make their tomorrow better than today. Our ambition is to help people achieve their dreams by putting our members first.

About Point Breeze

We are a credit union, not a bank. This means we are a member-owned, not-for-profit cooperative. Our sole purpose is to serve the needs of our members. We are the fifth largest credit union in the Greater Baltimore area. Five offices—in Hunt Valley, Rosedale, Bel Air, Westminster and Owings Mills—serve more than 54,000 members.

How does it work?

Deposits are used to fund loans to members. Earnings are reinvested in the credit union to offer higher yields on savings, lower loan rates, fewer and lower fees, and new and better services. That’s the big difference between us and other types of financial institutions where it’s all about making higher profits for the stockholders.

Get a better deal

As a cooperative, we'll look for ways to save you money, any way we can. Our representatives are here to help you find the best deal, not to make record profits.

Feel like you own the place

Our goal is to provide a superior financial experience for our members. We build relationships with our members and strive to consistently provide personal, friendly service. That’s the benefit of not just being a member, but also one of our owners.

People helping people

We are committed to being a good neighbor and giving back to the communities we serve. Point Breeze Credit Union is helping people through a wide variety of sponsorship and education programs.

Read about our proud history.

Shared Branching Callout

Over 5,600 branches coast to coast.

Learn More

Visa Credit Card

Get a low-rate Visa® Credit Card with UChoose Rewards®

Learn more