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Auto Loans

Auto Loans

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New & Used Vehicle Loans

An auto loan from Point Breeze Credit Union makes it easy to get behind the wheel of the vehicle you want!

  • Low loan rates – save some cash and get a super low interest rate
  • No down payment? No problem – 100% financing available for qualified borrowers
  • Lowest payments – choose the term that best fits your budget
  • Fast and easy pre-approval – get the power of a cash buyer so you can negotiate the best deal possible
  • Finance the fun stuff – go ahead and get that motorcycle, boat or RV you’ve always wanted. We’ve got loans for those, too!

Auto Loan Refinancing

If you’ve already purchased a vehicle, you may still be able to save yourself a lot of money by refinancing your auto loan with us. You’ve got nothing to lose, only cash in your pocket to gain.

  • No set up fees or prepayment penalties
  • 100% financing and flexible terms
  • Discounts available for automatic loan payments

Auto Loan Calculators

Use our auto loan calculators to find out how much vehicle you can afford or determine what your payments will be. See how financing with Point Breeze can make owning your next vehicle very affordable!

Finding your next vehicle is a breeze

AutoSMART is the hassle-free way to shop for your next vehicle.

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Need insurance? We’ve got you covered.


Auto and Truck Loan Rates

Product
APR as low as
Maximum Term (in months)
Monthly Payment (per $1,000)
Minimum Loan Amount
New Auto or Truck
1.74%
60
$17.42
None
New Auto or Truck
2.74%
72
$15.08
None
Used Auto or Truck
1.74%
60
$17.42
None
Used Auto or Truck
2.74%
72
$15.08
None

APR=Annual Percentage Rate. Rates listed above are the best rates for all the terms indicated and reflect the discount for payroll deduction of loan payments. Your rate may vary based on the term, loan amount and your credit history. Vehicles older than 10 years are subject to approval and may not qualify for the promotional rate. Maximum loan term is based on the amount borrowed. Other terms may be available. Rates are subject to change without notice. Excludes current Point Breeze loans.



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