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Visa® Credit Cards

Visa® Credit Cards

Point Breeze credit cards come loaded with great perks. You get some of the best rates in the industry, plus no annual fee and no balance transfer fees—ever! You'll love how much you save.

Our Visa® Platinum and Classic Credit Cards feature:

  • No annual fee
  • Free bill consolidation, plus 1% cash back on transferred balances1
  • No cash advance fee2
  • Low interest rates3
  • 25-day interest-free grace period
  • Easy payment options
  • 24-hour online account access
  • Outstanding rewards program

You’ll also enjoy exclusive Visa® card benefits including:

Activate or report your lost/stolen Visa® Credit Card.

11% of the amount consolidated will be deposited to your savings account when consolidation onto your Point Breeze Visa® Credit Card is final. Minimum balance transfer of $1,000 to receive 1% cash back. Maximum is based on individual credit availability and limit. 1% cash back per account. Must complete promotional form to qualify. Consolidated balances will begin to accrue interest as soon as the consolidation is final.

2There is no cash advance fee when using your Point Breeze Visa® Credit Card at a Point Breeze office or Point Breeze ATM. Regular interest rate will apply to cash advances.

3Rate is based on individual credit history and is subject to change. Rate applies to purchases, balance transfers and cash advances. To avoid paying interest on your purchases, pay your entire balance by the due date each month.

Visa® Credit Card Rate

APR as low as
Annual Fee
Point Breeze Visa® Credit Card

APR=Annual Percentage Rate. Rate is subject to change without notice. Rate listed above is the lowest rate available. Actual rate may vary based on individual credit history. Lowest rate available is the floor rate. See application for full disclosure.

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Over 5,600 branches coast to coast.

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Visa Credit Card

Get a low-rate Visa® Credit Card with UChoose Rewards®

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