Compare Checking Accounts

Account Features
FREE Checking
Interest Checking
Earns Dividends 
(Compounded & Credited Monthly)
None Yes
Initial Deposit Required None None
Minimum Balance None None
Direct Deposit Available Available
Early Deposit™ 
Get paid up to two days early!
With Direct Deposit With Direct Deposit
Per Check Charge None None
Monthly Maintenance Fee None None
Checks One Box FREE1 One Box FREE1
Visa® Check Card FREE FREE
Point Breeze ATMs FREE & Unlimited FREE & Unlimited
Surcharge-FREE Transactions at
CO-OP® Network ATMs2
FREE & Unlimited Unlimited3
PIN-Based (Debit) Transactions FREE & Unlimited Four FREE/Month3
Signature-Based (Credit) 
FREE & Unlimited FREE & Unlimited
Online Banking FREE FREE
Online Bill Pay FREE FREE
Mobile Banking FREE FREE
Mobile Deposit FREE FREE
eStatements FREE FREE
Some ATM owners may impose a surcharge. 1Free checks are available at account opening and in standard design only. 2Access to surcharge-free CO-OP® Network ATMs available with the Point Breeze Visa® Check Card only. Surcharge-free means the owners of the physical ATM will not charge a fee, but other fees may apply. Transactions are always free at Point Breeze ATMs when using a Point Breeze ATM or Check Card. ​3First four non-Point Breeze ATM and Point of Sale (POS) transactions are free. After four transactions, Point Breeze may charge a nominal transaction fee unless from a FREE Checking or Business Checking account. Signature-based transactions are always free. Products subject to change.