Interest Checking is an interest bearing account, providing all the great benefits of a traditional checking account and more! Interest Checking offers no minimum balance requirement, no monthly fees and numerous convenient ways to access and manage your account anytime, anywhere.

Account features

Early Deposit™

With our Early Deposit service, you can get paid up to two days early!

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Free Mobile Banking

Easily manage your accounts from the palm of your hand anytime, anywhere. Mobile Banking offers mobile check deposit, bill pay, alerts and more!

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30,000 Surcharge-Free ATMs*

and over 5,600 Shared Branch Locations nationwide

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Anytime Access

At home or far away, you'll have secure access to your accounts 24/7 through a wide selection of online services.

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FREE Visa® Check Card

with Purchase Rewards

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Money Transfers

Send and receive money electronically using our FREE Popmoney® service.

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*Some ATM owners may impose a surcharge. Access to surcharge-free CO-OP® Network ATMs available with the Point Breeze Visa® Check Card only. Surcharge-free means the owners of the physical ATM will not charge a fee, but other fees may apply. Transactions are always free at Point Breeze ATMs when using a Point Breeze ATM or Check Card. Products subject to change.
**First four non-Point Breeze ATM and Point of Sale (POS) transactions are free. After four transactions, Point Breeze may charge a nominal transaction fee unless from a FREE Checking or Business Checking account. Signature-based transactions are always free.