All Point Breeze Credit Union offices will be closed on Thursday, November 22, 2018 for Thanksgiving Day. Enjoy easy access to your accounts via Online Banking, Mobile Banking and AUDRE (Phone Teller). View the full list of 2018 holidays here.

Personal Loans

Consolidate and pay off debt, pay for college, furnish your home, take a vacation—anything you want—and pay it back in affordable monthly payments that fit your budget. Our loan specialists will help you decide on the loan and terms that are right for you. And, when you use your loan to consolidate debt, we’ll even pay off your bills for you!

Apply Online Call 24/7: 410.682.6774

Convenient Loan Payment Options

  • Payroll deduction available
  • Have your payment automatically deducted from your Point Breeze checking or savings account
  • Transfer funds from your checking or savings account to your loan account using Online Banking, Mobile Banking, or by calling AUDRE (our 24-hour automated phone teller)
  • Mail your payment with the loan payment coupons provided

Optional Debt Protection Plan

This optional coverage will give you increased peace of mind in the event of death, disability or involuntary unemployment.

Share (Savings) Secured Loan Rate

Product APR as low as Maximum Term
(in months)
Monthly Payment (per $1,000) Maximum Loan Amount
Share (Savings) Secured 5.00% 120 $10.61 $100,000
APR=Annual Percentage Rate. Credit qualifications and approval are required. Rates, terms and conditions are subject to change without notice. Rate shown is the lowest rate available. Actual rate may vary based on the term, loan amount, your credit history and other factors. Other terms may be available.

Signature (Unsecured) Loan Rate

Product APR as low as Maximum Term
(in months)
Monthly Payment (per $1,000) Maximum Loan Amount
Signature (Unsecured) 9.95% 60 $21.23 $10,000
APR=Annual Percentage Rate. Credit qualifications and approval are required. Rates, terms and conditions are subject to change without notice. Rate shown is the lowest rate available. Actual rate may vary based on the term, loan amount, your credit history and other factors. Other terms may be available.

Home Improvement Loan Rate

Product APR as low as Maximum Term
(in months)
Monthly Payment (per $1,000) Maximum Loan Amount
Home Improvement 7.75% 60 $20.16 $7,500
APR=Annual Percentage Rate. Credit qualifications and approval are required. Rates, terms and conditions are subject to change without notice. Rate shown is the lowest rate available. Actual rate may vary based on the term, loan amount, your credit history and other factors. Other terms may be available. Must meet certain qualifications and funds may be used for home improvements only. Contact us for details.