Visa® Credit Cards

Point Breeze credit cards come loaded with great perks. You get some of the best rates in the industry, plus no annual fee and no balance transfer fees—ever! You'll love how much you save.

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Visa® Credit Card Features

  • No annual fee
  • Free bill consolidation, PLUS 1% cash back on balance transfers1
  • No cash advance fee2
  • Low interest rates3
  • 25-day interest-free grace period
  • Easy payment options
  • 24-hour online account access
  • UChoose Rewards®

exclusive Visa® card benefits 


11% of the amount consolidated will be deposited to your savings account when consolidation onto your Point Breeze Visa® Credit Card is final or Online Bill Pay transactions post. Minimum balance transfer of $1,000 to receive 1% cash back. Maximum is based on individual credit availability and limit. 1% cash back per account. Must complete bill consolidation form to qualify. Consolidated balances will begin to accrue interest as soon as the consolidation is final. 2There is no cash advance fee when using your Point Breeze Visa® Credit Card at a Point Breeze office or Point Breeze ATM. 3Rate is based on individual credit history and is subject to change. Rate applies to purchases, balance transfers and cash advances. To avoid paying interest on your purchases, pay your entire balance by the due date each month.

Visa® Credit Card Rate

Product APR as low as Annual Fee
Point Breeze Visa® Credit Card 14.25% None
APR=Annual Percentage Rate. Credit qualifications and approval are required. Rates are subject to change without notice. Rate shown is the lowest rate available. Actual rate may vary based on your credit history. Lowest rate available is the floor rate. Refer to the Visa Credit Card Solicitation Disclosure for more information.