Get a great low rate and earn rewards1

PLUS, 2% cash back on balance transfers!4

uChoose Rewards®

Earn points on all your purchases1

Low Interest Rate2

No Annual Fee or Cash Advance Fee3

2% Cash Back

Free bill consolidation, plus 2% cash back on balance transfers4

Credit qualifications and approval are required. Must be/become a Point Breeze Credit Union member. If you work, worship, are a member of or volunteer for an organization located within 20 miles of a Point Breeze office location, you and your immediate family are eligible to join.
1You must have a Point Breeze Visa Credit Card and register your card at to earn points. UChoose Rewards is available for all Point Breeze Consumer and Business Credit Card accounts. Cash advances and balance transfers are not included in the rewards program.
2Rate is based on individual credit history and is subject to change. Rate applies to purchases, balance transfers, and cash advances. To avoid paying interest on your purchases, pay your entire balance by the due date each month. 
3There is no cash advance fee when using your Point Breeze Visa Credit Card at a Point Breeze office or ATM.
42% of the amount consolidated will be deposited into your savings account when consolidation onto your Point Breeze Visa Credit Card is final or Online Bill Pay transactions post. 2% cash back per Point Breeze Credit Union Visa Credit Card account. Minimum balance transfer of $1,000 to receive 2% cash back. Maximum is based on individual credit availability and limit or $500 maximum per calendar year, whichever is less. Must complete the Bill Consolidation Form to qualify. Consolidated balances will begin to accrue interest as soon as the consolidation is final. Offer is not available for payment of credit balances or other amounts determined by Point Breeze Credit Union to be non-standard existing balances owed. Program subject to change at any time.