A Better Digital Banking Experience Is On The Way
July 27-28, 2026
Designed with you in mind—simpler navigation, helpful tools, and a more consistent experience everywhere you bank.
Putting Our Members First Includes Using the Best Tools to Serve You.
Easy to Navigate
More Seamless Across Devices
More Personalized
Helpful New Capabilities
Individual Logins for Primary and Joint Account Owners
Impacted Services & Dates To Remember
Preparation Checklist
To help you stay informed and prepare for the upgrade, we encourage you to take a few simple steps now.- Perform a data file backup and a final transaction download for Quicken or QuickBooks prior to July 27, if applicable.
- Schedule any new recurring or one-time future dated transfers before July 27 or after July 28. Existing scheduled recurring and future-dated transfers will happen as scheduled.
- Schedule any new online bill payments before July 27 or after July 28. Existing scheduled bill payments will happen as scheduled.
- Plan ahead for any specific digital banking needs you may have and take care of those before July 27 or after July 28.
- If you have a joint owner on your account(s), be sure to share this information with them.
- Confirm your contact information is current. Log in to online banking or the mobile app and review “My profile” to confirm that your phone number, mailing address, and email address are up to date, so you receive important upgrade communications.
- Watch for emails and other updates from us. We will share important information before the upgrade, including key dates, reminders, and what to expect.
- Bookmark this page and check back regularly for updates, details, and helpful resources.
What You Need To Know For A Smooth Transition
As we upgrade our digital banking experience, some features will look and function a little differently. To ensure a smooth transition, the following offers a quick reference to the most important updates. For key dates and times, refer to the Impacted Services & Dates To Remember table above.
Your username will remain the same. The first time you log in after the upgrade, you’ll verify your identity and create a new password.
Note: The URL for online access will change. For the best experience, access digital banking from PBCU.com and delete any previously stored bookmarks.
Joint account owners will be able to register and create their own secure login, so there’s no need to share access with the primary account owner. You’ll have full visibility of all the accounts you’re connected to, along with the ability to manage and transact on your own.
Account history and transaction details will transition to the upgraded experience.
Note: External transfers scheduled for July 27 will process on July 28. If you need a transfer to occur sooner, please log in and reschedule it to be sent before July 24.
Note: You will not be able to create new or edit existing scheduled or recurring internal transfers beginning at 3:00 pm on Friday, July 24. However, the ability to make one-time instant transfers will remain available through 12:00 pm on July 27.
New mobile app enrollments will not be available beginning July 21 at 10:00 am. If you are not enrolled by then, you will need to wait and enroll after the upgrade.
After the upgrade, if you already have the Point Breeze app installed, Apple iOS users with auto-updates enabled will receive a prompt to update once the new version becomes available. Android users will need to delete their existing app and download the new version from Google Play.
If you don’t already have the app installed, you can download it from the App Store or Google Play by searching for “Point Breeze Credit Union.”
Card Management within digital banking will be unavailable from 8:00 am on Monday, July 27, until the upgrade is complete on July 28.
We recommend that you perform a data file backup and a final transaction download prior to July 27.
On or after July 28, you will need to complete the deactivation and reactivation of your digital banking connection to ensure that you get your current Quicken or QuickBooks accounts connected.
New Features You'll Love
- Easy Member-to-Member Transfers: Sending money to other Point Breeze members is now easier than ever. With our new Member-to-Member transfer feature, you can securely transfer funds directly within digital banking – no forms required. Simply set up and manage your transfers on your own, anytime. This convenient upgrade replaces the cross-member transfer form, giving you a faster, more streamlined way to send money.
- Streamlined Direct Deposit: Managing your direct deposit is now more convenient. With our new self-service tool that connects to most major payroll providers, you can enroll or update your direct deposit anytime through digital banking.
- Self-Service Skip-A-Pay: Eligible borrowers can now take advantage of Skip-A-Pay with added convenience. Our new self-service option allows you to request a loan payment skip directly within digital banking, quickly and on your schedule.
- Enhanced Card Management: Managing your cards is now easier than ever. Your cards will be preloaded in digital banking for quick and seamless enrollment, so you can start managing them right away. View and manage your cards anytime through digital banking, giving you convenient access and greater control. (Card Management is not supported for Business Debit or Credit Cards.)
Frequently Asked Questions
We listened to member feedback and are enhancing digital banking to make managing your accounts simpler, more convenient, and more consistent across devices, with improved functionality that gives you more control and flexibility.
No. Your existing username will carry over. The first time you log in after the upgrade, you’ll verify your identity and create a new password.
No. The URL for online access will change. For the best experience, access digital banking from
PBCU.com and delete any previously stored bookmarks.
It depends on your device. Apple iOS users with auto-updates enabled will receive a prompt to update the existing app when the new version is available. Android users will need to delete the existing app and download the new version from Google Play. If you do not already have the app, search for “Point Breeze Credit Union” in the App Store or Google Play.
No. New registrations will be paused before the upgrade. If you are not enrolled or registered by the cutoff date, you will need to wait until the upgraded digital banking experience is available. Please refer to the key dates above for details.
No. Account history and transaction details will transition to the upgraded digital banking experience.
Yes. Existing recurring and future-dated internal transfers will transition to the upgraded experience and can be managed there after the upgrade is complete.
External transfers, also known as Pay Yourself transfers, will be unavailable beginning at 3:00 pm on Friday, July 24, until the upgrade is complete. Existing recurring and future-dated external transfers will carry over and can be managed in the upgraded experience.
External account transfers scheduled for July 27 will process on July 28. If you need a transfer to occur sooner, please log in and reschedule it to be sent before July 24.
Pay a Person transfers will be unavailable from 8:00 am on Monday, July 27, until the upgrade is complete. Existing recurring and future-dated Pay a Person transfers will transition and can continue to be managed in the new experience.
Yes. Any one-time or recurring payments scheduled before Bill Pay becomes unavailable will process without interruption. Existing payees, payment history, and recurring payments will transition to the upgraded experience.
No. Your statement preferences, eStatement history, loan notice history, and tax document history will carry over to the upgraded experience.
No. Direct deposits will continue without interruption. After the upgrade, a new self-service direct deposit tool will be available in digital banking and will connect to most major payroll providers.
Yes. Debit and credit cards will continue to work for purchases and ATM transactions throughout the upgrade. Card Management within digital banking will be unavailable during the upgrade and will return with enhanced tools in the new experience.
Yes. Joint account owners will be able to register and create their own secure login, giving them full access to the accounts they are connected to without sharing the primary account owner’s login. They can register at PBCU.com on or after July 28.
No. Existing alerts will not transition to the new experience. After the upgrade, you will need to re-establish any account alerts and push notifications you want to continue receiving.
Yes. Before July 27, we recommend backing up your data file and completing a final transaction download. On or after July 28, you will need to deactivate and reactivate your digital banking connection using Express Web Connect. Direct Connect will no longer be available in the upgraded experience.
Yes. Your data will be transferred safely, and we will continue following standard security protocols to help protect your accounts and financial information. As always, be cautious of unexpected emails, texts, or phone calls asking for personal information. Point Breeze Credit Union will never ask for your username, password, or secure access code.