All Point Breeze Credit Union offices will be closed on Wednesday, June 19, 2024 for Juneteenth. Enjoy easy access to your accounts via Online Banking, Mobile Banking and AUDRE (Phone Teller). View the full list of holidays here.

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Mortgage Refinancing

It's a second chance to get the home loan you want

Refinancing your mortgage with Point Breeze Credit Union can provide relief you need

Potential savings

You could save thousands of dollars with a lower interest rate or different term.

Two options

Choose a fixed-rate or adjustable-rate mortgage, depending on your specific needs.

Local servicing

You'll always work with the people you know at Point Breeze Credit Union.

Refi to reset your finances

Maybe the last time around you ended up with a mortgage rate that made you grit your teeth or a monthly payment that made things too tight. We want to work with you to help you get a home loan that's aligned with your goals. By refinancing, you could lower your monthly payments or create a strategy for paying off your home sooner, with the possibility of accessing equity you can use for debt consolidation, purchases and so many other purposes. Our mortgage experts will provide all the guidance you need and explain your options thoroughly.

Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.

Mortgage Rates

Product APR Points Monthly Payment (per $1,000)
5 Year Fixed5.750%None$19.22
10 Year Fixed6.125%None$11.16
15 Year Fixed6.250%None$8.57
20 Year Fixed6.500%None$7.46
30 Year Fixed6.875%None$6.57
5/1 Adjustable RateIntro 5.500%None--
7/1 Adjustable RateIntro 5.625%None--

*APR=Annual Percentage Rate. Credit qualifications and approval are required. Rates, terms and conditions are subject to change without notice. Rates shown are the lowest rates available for loans up to $766,500. Actual rate may vary based on the term, loan amount or other factors. Jumbo mortgages are also available. Payment examples shown do not include taxes or insurance, if applicable. Minimum down payment is 3-10%. Speak with a representative about closing costs.