Mortgage Refinancing
It's a second chance to get the home loan you want
Refinancing your mortgage with Point Breeze Credit Union can provide relief you need
Potential savings
You could save thousands of dollars with a lower interest rate or different term.
Two options
Choose a fixed-rate or adjustable-rate mortgage, depending on your specific needs.
Local servicing
You'll always work with the people you know at Point Breeze Credit Union.
Refi to reset your finances
Maybe the last time around you ended up with a mortgage rate that made you grit your teeth or a monthly payment that made things too tight. We want to work with you to help you get a home loan that's aligned with your goals. By refinancing, you could lower your monthly payments or create a strategy for paying off your home sooner, with the possibility of accessing equity you can use for debt consolidation, purchases and so many other purposes. Our mortgage experts will provide all the guidance you need and explain your options thoroughly.
Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.
Mortgage Rates
| Product | APR | Points | Monthly Payment (per $1,000) |
|---|---|---|---|
| 5 Year Fixed | 5.500% | None | $19.11 |
| 10 Year Fixed | 5.500% | None | $10.86 |
| 15 Year Fixed | 5.625% | None | $8.24 |
| 20 Year Fixed | 5.875% | None | $7.10 |
| 30 Year Fixed | 6.250% | None | $6.16 |
| 5/1 Adjustable Rate | Intro 5.000% | None | -- |
| 7/1 Adjustable Rate | Intro 5.125% | None | -- |
*APR=Annual Percentage Rate. Credit qualifications and approval are required. Rates, terms and conditions are subject to change without notice. Rates shown are the lowest rates available for loans up to $766,500. Actual rate may vary based on the term, loan amount or other factors. Jumbo mortgages are also available. Payment examples shown do not include taxes or insurance, if applicable. Minimum down payment is 3-10%. Speak with a representative about closing costs.