All Point Breeze Credit Union offices will be closed on Wednesday, November 11, 2026 for Veterans' Day. Enjoy easy access to your accounts via Online or Mobile Banking. View the full list of holidays here.

Welcome to Point Breeze! The transition of CCUMD accounts to Point Breeze's banking systems is complete. We're excited to welcome our newest members. For helpful resources and FAQs, visit our merger page.
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Zogo Financial Education

Financial education made fun - and rewarding!
Use access code: PBCU
Download Zogo

What is Zogo?

Zogo is a FREE gamified financial literacy app that rewards you for completing bite-sized financial education lessons. The app includes over 800 modules in a variety of topics, from opening an account to saving for retirement — and everything in between.
 

How does Zogo work?

  • Download the Zogo app on your mobile device and join by using our access code “PBCU“
  • Work through modules and refer friends to earn pineapples that lead to real-life rewards — like a gift card to one of your favorite stores!

It pays to learn - literally!

Choose your lessons

Explore a variety of topics and skills of interest or engage with current trending skills.

Learn and earn

Earn points (called pineapples) by completing lessons, quizzes, and daily trivia.

Cash in!

Redeem your pineapples for gift card rewards. (Rewards only available through the mobile app.)
Pre-Test score, Equity and Index Options, Stocks and Bonds and Income scores in Zogo app.          Insurance definition in Zogo app.          Insurance quiz questions in Zogo app.

 

Frequently asked questions

Zogo's account verification process helps make sure rewards are claimed by users, rather than scammers, bots, or hackers. 

If you’re under the age of 16, or are a minor without a U.S. government-issued ID, your parent or guardian will need to provide their ID for account verification.

Once your parent or guardian completes account verification, your account will be able to exchange Pineapples for rewards.

Zogo’s ID verification process is designed to prevent scammers and bots from making a large number of duplicate accounts, so they limit an ID to a single account.

If you are a parent or guardian with multiple family members using Zogo, and would like to use the same ID for more than one minor verification, please contact Zogo directly at [email protected].

Yes! If your phone settings are set to Spanish, Zogo will automatically change to Zogo Español once the app is downloaded. If your phone settings are set to English, do the following to get Zogo Español:
 
  1. Download the app and navigate to your profile tab.
  2. Scroll down to the "General" category and select "Language."
  3. Select "Español" to start learning in Spanish!
Users may toggle back and forth between English and Spanish at any time.

If you encounter any issues with your earned gift cards, contact Zogo directly at [email protected].

Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.