Vehicle Refinancing
Burn rubber, not cash, with an auto loan from us
Time to steer clear of costly car loans
Great savings potential
With our competitive rates, no setup fees and no prepayment penalties.
You're in the driver's seat
Our auto loans feature 100% financing and flexible terms to fit your budget.
Automatic can be standard
Receive additional discounts when you set up automatic loan payments.
Keep your vehicle, upgrade your loan
You're driving your car, truck, SUV or van and enjoying the ride. Commutes are as smooth as road conditions allow. Road trips are eagerly anticipated. You feel good behind the wheel. The loan that came with it? Not so much. That's where Point Breeze Credit Union comes in. If you have a vehicle loan with another lender that's wrecking your finances, we'll work with you on a refinance. You could save money better spent on your next trip or new vehicle accessories or anything else you want. We make the process easy and the outcome rewarding.
Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.
Auto and Truck Loan Rates
| Product | Maximum Term (in months) | APR as low as | Minimum Loan Amount | Monthly Payment (per $1,000) |
|---|---|---|---|---|
| New & Used Auto or Truck | 36 | 4.49% | None | $29.74 |
| New & Used Auto or Truck | 48 | 4.99% | None | $23.03 |
| New & Used Auto or Truck | 60 | 4.99% | None | $18.87 |
| New & Used Auto or Truck | 72 | 4.99% | None | $16.10 |
*APR=Annual Percentage Rate. Credit qualifications and approval are required. Rate may vary based on the term, loan amount, your credit history, and other factors. Rates shown reflect a 0.25% discount for direct deposit/payroll deduction of loan payments. Vehicles older than 10 model years or with more than 100,000 miles are subject to approval and if approved, the rate is 2.00% above your qualifying rate. Rates, terms, and conditions are subject to change without notice. Maximum term is based on the amount borrowed. Other terms may be available. Excludes current Point Breeze loans.
Motorcycle, Boat and RV Loan Rates
| Product | Maximum Term (in months) | APR as low as | Minimum Loan Amount | Monthly Payment (per $1,000) |
|---|---|---|---|---|
| New & Used Motorcycle/Boat/RV | 36 | 5.99% | None | $30.43 |
| New & Used Motorcycle/Boat/RV | 48 | 6.49% | None | $23.72 |
| New & Used Motorcycle/Boat/RV | 60 | 6.49% | None | $19.57 |
| New & Used Motorcycle/Boat/RV | 72 | 7.49% | $5,000.00 | $17.30 |
*APR=Annual Percentage Rate. Credit qualifications and approval are required. Rate may vary based on the term, loan amount, your credit history, and other factors. Rates shown reflect a 0.25% discount available for direct deposit/payroll deduction of loan payments. Boats/RVs older than 10 model years and Motorcycles older than 5 model years are subject to approval and if approved, the rate is 2.00% above your qualifying rate. Street legal motorcycles only; dirt bikes do not qualify. Rates, terms, and conditions are subject to change without notice. Maximum term is based on the amount borrowed. Other terms may be available. Excludes current Point Breeze loans.