All Point Breeze Credit Union offices will be closed on Wednesday, June 19, 2024 for Juneteenth. Enjoy easy access to your accounts via Online Banking, Mobile Banking and AUDRE (Phone Teller). View the full list of holidays here.

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Plan for a secure future with Individual Retirement Accounts

Create a retirement savings strategy with these tax-advantaged accounts

Traditional IRA

Steadily contribute money toward your retirement and defer the taxes on your earnings until you withdraw them.

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Roth IRA

With this IRA, you invest post-tax money, which means you make tax-free withdrawals in retirement.

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Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.

Individual Retirement Account Rate

APY is accurate as of: June 13, 2024
Account Type APY Compounded & Credited Minimum Balance to Open
Individual Retirement (IRA)0.25%Quarterly$5

*APY=Annual Percentage Yield. Rates are subject to change without notice and may change after the account is opened. Early withdrawal penalties may apply. Consult with a tax professional about potential tax savings.