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IRAs

Plan for a secure future with Individual Retirement Accounts

Create a retirement savings strategy with these tax-advantaged accounts

Traditional IRA

Steadily contribute money toward your retirement and defer the taxes on your earnings until you withdraw them.

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Roth IRA

With this IRA, you invest post-tax money, which means you make tax-free withdrawals in retirement.

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Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.

Individual Retirement Account Rate

APY is accurate as of: March 1, 2024
Account Type APY Compounded & Credited Minimum Balance to Open
Individual Retirement (IRA)0.25%Quarterly$5

*APY=Annual Percentage Yield. Rates are subject to change without notice and may change after the account is opened. Early withdrawal penalties may apply. Consult with a tax professional about potential tax savings.