Create a retirement savings strategy with these tax-advantaged accounts
Traditional IRA
Steadily contribute money toward your retirement and defer the taxes on your earnings until you withdraw them.
Roth IRA
With this IRA, you invest post-tax money, which means you make tax-free withdrawals in retirement.
Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.
Individual Retirement Account Rate
APY is accurate as of: December 11, 2024
| Account Type | APY | Compounded & Credited | Minimum Balance to Open |
|---|---|---|---|
| Individual Retirement (IRA) | 0.25% | Quarterly | $5 |
*APY=Annual Percentage Yield. Rates are subject to change without notice and may change after the account is opened. Early withdrawal penalties may apply. Consult with a tax professional about potential tax savings.