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Visa® Credit Cards

Rack up rewards with a credit card that has no annual fee

Point Breeze Credit Union's Visa® offers cash back and more

Save on debt consolidation

Roll your debt into this credit card and earn 2% cash back on balance transfers.1

Avoid pesky fees

There's no annual fee and no cash advance fee.2

Get a solid rate

A low interest rate3 can help you save money if you carry a monthly balance.

Benefit from exclusive offers

You have access to all types of special online shopping discounts.

Enjoy enhanced security

You're protected against unauthorized purchases with the Visa® Zero Liability Policy

Set up Visa® Purchase Alerts

Receive immediate notifications when certain purchases are made based on criteria you select.


Everyday purchases are way more exciting now

With a Point Breeze Visa® Credit Card, you can get all the purchasing power you need plus the ability to manage your account payments online anytime. Even more, your card can be enrolled in the UChoose Rewards® program that rewards you each time you use your card.

Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.

Visa® Credit Card Rate

Product APR as low as Annual Fee
Point Breeze Visa® Credit Card14.25%None

*APR=Annual Percentage Rate. Credit qualifications and approval are required. Rates are subject to change without notice. Rate shown is the lowest rate available. Actual rate may vary based on your credit history. Lowest rate available is the floor rate. Refer to the Visa Credit Card Solicitation Disclosure for more information.

12% of the amount consolidated will be deposited to your savings account when consolidation onto your Point Breeze Visa Credit Card is final or Online Bill Pay transactions post. 2% cash back per Point Breeze Credit Union Visa Credit Card account. Minimum balance transfer of $1,000 to receive 2% cash back. Maximum is based on individual credit availability and limit or $500 maximum per calendar year, whichever is less. Must complete bill consolidation form to qualify. Consolidated balances will begin to accrue interest as soon as the consolidation is final. Offer is not available for payment of credit balances or other amounts determined by Point Breeze Credit Union to be non-standard existing balances owed. Program subject to change at any time.

2There is no cash advance fee when using your Point Breeze Visa Credit Card at a Point Breeze office or Point Breeze ATM.

3Rate is based on individual credit history and is subject to change. Rate applies to purchases, balance transfers and cash advances. To avoid paying interest on your purchases, pay your entire balance by the due date each month.

4You must have a Point Breeze Visa Credit Card and register your card at to earn points. UChoose Rewards is available for all Point Breeze Consumer and Business Credit Card accounts. Cash advances and balance transfers are not included in the rewards program.