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Goal-Based Savings

Set a savings goal and use this account to reach it

Save for a vacation, wedding, first car or anything you can imagine

One is never enough

Open multiple accounts to set aside funds for each of your savings goals.

Customized approach

Choose a name for your account(s) to track your funds and savings goals.

Make it automatic

Use payroll deductions and automatic transfers to add to your account anytime.

No monthly service fees

We don't charge you for maintaining an account that helps you save money.

Pays quarterly dividends

You'll see your savings accumulate through eStatements.

Rest easy

Your savings are federally insured to at least $250,000 by the National Credit Union Administration.

A personalized approach to saving

The reasons for saving money are as unique as you. Dream up anything in the world and use the Goal-Based Savings account to turn that goal into a reality. Each goal can have its specific account, keeping you focused on why you're working hard to build your savings.

Savings Rates

APY is accurate as of: August 4, 2026
Account Type APY Compounded & Credited Minimum Balance to Open
Share/Savings0.10%Quarterly$5 Open an Account
Holiday Club0.10%Quarterly$5 Open an Account

*APY=Annual Percentage Yield. Rates are subject to change without notice and may change after the account is opened.

Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.