Not everyone banks the same way. That's why we offer a choice of checking accounts, all of which come with access to thousands of Surcharge-FREE ATMs1, FREE Online Banking, FREE Mobile Banking and more.

All Point Breeze checking accounts offer:

  • NO minimum balance requirement
  • NO monthly maintenance or per check fees
  • Early Deposit™ - Get paid up to two days early with direct deposit
  • FREE eStatements
  • FREE Visa® Check Card with Purchase Rewards
  • FREE Online Banking
  • FREE Mobile Banking with Mobile Deposit 
  • Optional Overdraft Protection

Explore Checking Accounts

Free Checking PLUS+

More free. More easy. More money in your pocket. This account is not just free - it's Free Checking PLUS+.

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FREE Checking

FREE Checking offers no minimum balance or monthly fees, plus free mobile banking and unlimited ATM use and more! 

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Student Checking

Student Checking is a FREE checking account designed for members 13 to 17 years old. It is an ideal first checking account that teaches good money management and financial habits.

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1Some ATM owners may impose a surcharge. Access to surcharge-free CO-OP® Network ATMs available with the Point Breeze Visa® Check Card only. Surcharge-free means the owners of the physical ATM will not charge a fee, but other fees may apply. Transactions are always free at Point Breeze ATMs when using a Point Breeze ATM or Check Card. Products subject to change.