Auto Loans

An auto loan from Point Breeze Credit Union makes it easy to get behind the wheel of the vehicle you want. Or, if you’ve already purchased a vehicle, you may still be able to save yourself a lot of money by refinancing your auto loan with us.

Apply Online Call 24/7: 410.682.6774

New & Used Vehicle Loans

Low interest rates – save some cash and get a super low interest rate
No down payment? No problem – 100% financing available for qualified borrowers
Lowest payments – choose the term that best fits your budget
Fast and easy pre-approval – get the power of a cash buyer so you can negotiate the best deal possible
Finance the fun stuff – go ahead and get that motorcycle, boat or RV you’ve always wanted. We’ve got loans for those, too!

Auto Loan Refinancing

You’ve got nothing to lose, only cash in your pocket to gain.

No set up fees or prepayment penalties
100% financing and flexible terms
Discounts available for automatic loan payments

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AutoSMART Buying Resources

AutoSMART is your smart choice for stress-free car buying. Save money with special member-only pricing, research and compare new and used vehicles, browse local dealer inventory and more. You can even get pre-approved for a low-rate auto loan from Point Breeze.

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Auto Insurance & Protection

Protect your investment with discounted rates on auto insurance, extended warranty programs and guaranteed asset protection from our trusted partners.

Learn More

Apply for an Auto Loan

An auto loan from Point Breeze makes it easy to get behind the wheel of the vehicle you want.

Apply Now

Auto and Truck Loan Rates

Product	Maximum Term (in months)	APR as low as	Minimum Loan Amount	Monthly Payment (per $1,000)
New & Used Auto or Truck	36	4.99%	None	$29.98
New & Used Auto or Truck	48	5.49%	None	$23.26
New & Used Auto or Truck	60	5.49%	None	$19.11
New & Used Auto or Truck	72	6.49%	None	$16.81

APR=Annual Percentage Rate. Credit qualifications and approval are required. Rate may vary based on the term, loan amount, your credit history, and other factors. Rates shown reflect a 0.25% discount for direct deposit/payroll deduction of loan payments. Vehicles older than 10 model years or with more than 100,000 miles are subject to approval and if approved, the rate is 2.00% above your qualifying rate. Rates, terms, and conditions are subject to change without notice. Maximum term is based on the amount borrowed. Other terms may be available. Excludes current Point Breeze loans.