All Point Breeze Credit Union offices will be closed on Wednesday, June 19, 2024 for Juneteenth. Enjoy easy access to your accounts via Online Banking, Mobile Banking and AUDRE (Phone Teller). View the full list of holidays here.

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Meet Beth Bavis

Meet your VP of Member Business Banking and learn about our culture, our mission, and our favorite time of year - Ravens season!

In this series, we sit down with members of the Business Banking Team to learn a little bit about their interests and specialties. Read on to meet Your Business Banking Representative.


About Beth

Name: Beth Bavis
Job: Vice President, Member Business Banking
Pets: Three rescue dogs (Zoey, Karsyn, and Matti)
Hobbies: Spending time with my family and traveling. I’ve been to 44 of the 50 states and I’m planning the final six!

Q: What brings you the most satisfaction in your job?

A: As VP of Member Business Banking, I have the privilege of leading a fabulous team of business banking professionals who help our local small businesses get their start and achieve their dreams, and it’s incredibly rewarding to be a part of that. At Point Breeze, we find deep satisfaction in being the catalyst for businesses, and witnessing their unique stories unfold is genuinely fulfilling.

Q: How would you describe the culture at Point Breeze?

A: We’re a close-knit crew, and we treat everyone like family — from our amazing staff to our valued members, we’re all part of the same community. It’s a supportive environment, and a collaborative one. We’re all working towards the same goal — an excellent experience for our members.

Q: What does "members first" mean at Point Breeze, and how does it guide your approach?

A: "Members first" is the core principle that guides every facet of our approach at Point Breeze. It's not just about providing great financial services; it's about understanding the unique needs of our members and being a dedicated partner on their financial journey. 

Q: What does “community” mean to you and to the Point Breeze mission?

A: Our commitment to community is integral to who we are. We don’t just serve our community, we’re a part of it. It’s where we live, work, and play. Our charitable giving efforts are also a reflection of this. For example, Point Breeze hosts an annual golf tournament, where proceeds go to support local food banks. We’re also huge Ravens fans and have a suite at the stadium where we can bring members of our community together. 

Q: What's the story behind the Ravens Suite, and how does it contribute to building a sense of community among your business members?

A: The Ravens Suite is more than just a space to watch football; it's a way to build community. We initially set it up to express gratitude to our business members, and since then, it has become a dynamic space for fostering connections. Sometimes we’ll host special events to provide a chance for networking, such as a women-owned business night or a night dedicated to real estate. We love being able to connect our members and give them more opportunities to grow their businesses. It’s an environment where conversations flow freely, networks expand, and friendships are made. 

Q: Let’s talk business. How do Point Breeze's policies, such as no origination fees or prepayment penalties, reflect the commitment to benefit the member?

A: The financial policies we implement reflect our unwavering commitment to our members' overall well-being. By offering no origination fees or prepayment penalties, for example, our focus remains squarely on benefiting the member, not solely on financial gains. Our end goal will always be to prioritize our members’ overall financial health and success.

Q: How else does Point Breeze prioritize people over numbers?

A: When looking at a loan application, we look beyond the numbers, focusing on the person and their unique circumstances. We have real conversations, we listen, and we gain a deeper understanding of everyone who comes through the door, which allows us to tailor our services to meet their individual needs. For our members, there will always be someone just a phone call away. That’s the benefit of local service and in-house decision making.

Point Breeze Credit Union is a full-service financial institution with locations throughout Maryland.